
As a Senior Member of The Cavanagh Law Firm, Steven J. Gross represents insurance companies and corporate clients in complex insurance coverage, bad faith, personal injury, and transportation matters. His practice is grounded in extensive experience, careful analysis, and practical judgment, with a focus on helping clients understand their legal position and make informed decisions when claims and litigation become complex.
Mr. Gross has particular expertise in insurance coverage issues involving the interstate motor carrier and transportation industry. He serves as counsel to major motor carrier transportation insurers across the country and advises insurance carriers on coverage, claims handling, bad faith, liability, and litigation matters. His experience encompasses both first-party property and third-party liability claims involving a broad range of insurance products. He also has substantial experience defending catastrophic trucking and boating claims, including matters involving wrongful death, as well as construction defect claims and other complex liability matters.
Mr. Gross is licensed to practice law in Arizona and New Mexico and has appeared pro hac vice in matters in California, Colorado, Connecticut, Georgia, Kansas, Louisiana, Nevada, New Jersey, North Carolina, Oklahoma, Pennsylvania, South Carolina, South Dakota, Utah, and Virginia.
Mr. Gross regularly speaks at State Bar of Arizona programs on insurance coverage, bad faith, and related litigation issues. He is one of the managing authors and editors of the Arizona Tort Law Handbook, published by the State Bar of Arizona.
He has authored more than 20 articles, book chapters, and other publications addressing insurance coverage, liability defense, and claims practices. His published work includes a chapter in the national Claims Adjuster's Automobile Liability Handbook published by West and a chapter in the two-volume Handling Insurance Cases, also published by West.
In 2026, Mr. Gross was recognized by The Best Lawyers in America in four areas: Insurance Law, Transportation Law, Product Liability Litigation – Defense, and Insurance Litigation. He has been recognized in The Best Lawyers in America since 2019 and has been selected to Southwest Super Lawyers since its inception. He is also rated AV Preeminent by Martindale-Hubbell.
Mr. Gross is a Chartered Property Casualty Underwriter (CPCU) and a member of Claims Litigation Management (CLM).
Insurance Bad Faith
Insurance Coverage
Automotive
Insurance
Transportation
Arizona State University, College of Law, Tempe, Arizona
J.D. - 2005
Honors: cum laude
Honors: Arizona State Law Journal
Honors: Arizona State Bar Tax Scholarship, 2005
Honors: William H. Pedrick Scholar
The Best Lawyers in America©, 33rd edition- Insurance Law- Product Liability Litigation - Defendants- Litigation - Insurance -Transportation Law -2027
The Best Lawyers in America- Insurance Law, Transportation Law, Product Liability Litigation – Defense, and Insurance Litigation- 2026
Martindale-Hubbell AV Rating
The Best Lawyers in America, 2019 – present, Insurance Law
Arizona’s Finest Lawyer
Southwest Super Lawyers
Southwest Super Lawyers Rising Star
Arizona Top Lawyers 2016, PHOENIX Magazine
Trucking Insurance Defense Association
CPCU Society
AADC-YLD Board of Directors, 2008 - 2010
Mended Little Hearts Pediatric Heart Charity, 2012 - 2015
Authored Chapter Nine of "Practice Tools for Handling Insurance Cases" (Thomson Reuters/West 2011).
Plitt & Gross "Arizona Tort Law Handbook" (Arizona State Bar 2012).
Authored Chapter Eight of "The Claim Adjuster's Automobile Liability Handbook" (Thomson Reuters/West 2009).
Co-authored "Construction Defects: Claims and Coverage: "Progressive Losses-Triggers of Coverage, Numbering of Occurrences and Allocation Among Successive Policies" (DRI Defense Library Series) (Ch. 3, Part II).
Couch on Insurance 3d. (Chapter 200).
Motor Carrier "Lease Liability": Is it Time to Rebut the Irrebutable Presumption of Vicarious Liability?, Common Defense (Fall 2011).
The Extension of Insurance to Cover the Plaintiff's Financial Risk of Litigation: "Bodily Injury" "Property Damage" and "Attorney's Fees" Caused by an Occurrence?, Common Defense (Fall 2011).
Communicable and Transmission of Disease Exclusion, Ins. Lit. Rptr. Vol. 33, No. 7 (2011).
Exploring Experimental Treatment Exclusions. Ins. Lit. Rptr., Vol. 33, No. 12 (July 2011).
A Review Of ISO's Fungi And Bacteria Exclusion, Ins. Lit. Rptr., Vol. 33, No. 8 (2011).
Splitting Claim Files: Managing the Concern for Conflicts of Interest Through Use of Insurance Company Conflicts Screens Ins. Litigation Rptr. Vol 32, Number 6 (April 2010).
Use Caution When Relying Upon Insurance Fraud Immunity Statutes, IASIU, SIU Today Magazine (Summer 2010).
Shifting Attorneys' Fees To The Losing Party: Is It Covered Under The Policy? Ins. Lit. Rptr., Winter 2009.
Mortgage Demands for Homeowner Coverage When The Insured Property Has Been Stripped During Foreclosure. In-House Quarterly, Winter 2009.
The Fifth Amendment to the U.S. Constitution is No Bully to a Carriers' Right to an Examination Under Oath. IASIU, SIU Today.
The Inherent Tension Between the Fifth Amendment Right Against Self-incrimination and the Insurance Company's Contractual Right to Cooperation: Can a Jurisprudential Balance Be Achieved?, Ins. Litigation Rptr. Vol. 30, Number 18 (2008).
Claims for Embezzlement of Client Funds, DRI for the Defense, Vol. 49, No. 3 (March 2007).
Medical Payments Coverage: A Policy Inside A Policy, Ins. Litigation Rptr. Vol. 28, Number 14 (2006).
Evaluating Medical Payment Coverage Questions. Claims Journal (May 7, 2012).
Vandalism, Vacancy and the Absence of Property Coverage, Ins. Lit. Rptr. Vol. 33, No. 18 (2011).
Interpreting Immunity: Why It's Wise to Use Caution With Insurance Fraud statutes, SIU Today Magazine (Fall 2011).
“Personal Injury Law Updates” (bad faith and claims handling) (September 6, 2024) Arizona State Bar Speaker) Arizona State Bar.
“Personal Injury Basis” (September 23, 2022) Arizona State Bar.
"2015 Insurance Law Institute" (January 29-30, 2015) Arizona State Bar.
"Arizona Insurance Law" (January 31, 2013) Arizona State Bar.
“Motor Carrier Trucking Law” (October 2015) Arizona State Bar (Seminar Chair).
“Litigating Insurance Coverage Claims: From Start to Finish"(December 2011) National Business Institute.
“Motor Carrier Trucking Law” (December 2011) Arizona State Bar (Seminar Chair).
“Insurance Coverage Litigation” (October 2010) National Business Institute.
"Arizona Insurance Law" (January 2010) Arizona State Bar.
"Arizona Insurance Law" (January 2009) Arizona State Bar
1850 North Central Avenue
Suite 1900
Phoenix, AZ 85004
1850 North Central Avenue
Suite 1900
Phoenix, AZ 85004
13250 North Del Webb Blvd
Suite B
Sun City, AZ 85351
© 2026 The Cavanagh Law Firm, P.A. • All Rights Reserved