The 11th Circuit Court Of Appeals, Interpreting Georgia Law, Recently Enforced A UIM Excess Policy Exhaustion Requirement In Disallowing A UIM Claim
The 11th Circuit held in Coker v. American Guarantee and Liability Insurance Co., 825 F.3d 1287 (11th Cir. 2016), interpreting Georgia law, that Georgia’s UIM statute did not transform excess UIM policies into primary UIM policies. The court found that Georgia’s insurance laws required every auto policy to provide UM limits equal to the liability limits of the policy unless…